PERSONAL FINANCE 13E offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Thirteenth Edition continues to engage students and focus their attention on critical concepts they need to succeed in class and to manage their finances wisely for a lifetime. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Jackie Kay Merle Collins Grace Nichols
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Agile Enterprise Application Development with Flex
This Short Cut takes a look at a set of tools and technologies that work together to allow developers to build Rich Internet Applications (RIAs) quickly and easily on top of proven enterprise technologies that are traditionally associated with long, complex development efforts.
Shadow on the Sea
The world of Ceres has been ruled for millennia by the winged race known as Lightlings. When the Chalice Kingdom celebrates the birth of the next crown princess, they have no idea just what events have been set into motion. The beautiful angel has a special, shadowy, gift, and only by learning to control it will she be able to claim the lover rightfully hers by destiny, and save her world from an evil bent on consuming them all.
I Like Weather
A young boy tells in rhyme what he and familiar animals like about the weather and how the changing seasons affect them.
Gods Or Monsters
He was the oldest and the responsibility of the family was passed down to him when he was but 18 as his father had grown too weak. Caught up in his family's quest for the Seven Sun's and his loyalty to the people in his life, he learned quickly how expendable certain things and people were to his cause, including Samantha. Thirteen years old, ready to spread her wings, she was welcomed into a family she never knew existed. She learned first to respect Richard as her older cousin with only her best intentions at heart; however, as she grew older she began to find out just how deep the family secrets ran. The Tetragrammaton was more than it seemed, and Richard was more than he seemed. After that night of first betrayal, everything has been different and continues to change. You never know what will happen next. even when you think you do.
This revision brings a popular market leader in line with the trend toward integrating object-oriented methods into program design. With a greater emphasis on modern programming concepts such as ADTs, the book shows readers how to conceptualize their programs in an object-oriented fashion. This edition also offers expanded coverage of algorithm analysis and Big O notation and earlier coverage of loops.
From the author of 1491—the best-selling study of the pre-Columbian Americas—a deeply engaging new history of the most momentous biological event since the death of the dinosaurs. More than 200 million years ago, geological forces split apart the continents. Isolated from each other, the two halves of the world developed radically different suites of plants and animals. When Christopher Columbus set foot in the Americas, he ended that separation at a stroke. Driven by the economic goal of establishing trade with China, he accidentally set off an ecological convulsion as European vessels carried thousands of species to new homes across the oceans. The Columbian Exchange, as researchers call it, is the reason there are tomatoes in Italy, oranges in Florida, chocolates in Switzerland, and chili peppers in Thailand. More important, creatures the colonists knew nothing about hitched along for the ride. Earthworms, mosquitoes, and cockroaches; honeybees, dandelions, and African grasses; bacteria, fungi, and viruses; rats of every description—all of them rushed like eager tourists into lands that had never seen their like before, changing lives and landscapes across the planet. Eight decades after Columbus, a Spaniard named Legazpi succeeded where Columbus had failed. He sailed west to establish continual trade with China, then the richest, most powerful country in the world. In Manila, a city Legazpi founded, silver from the Americas, mined by African and Indian slaves, was sold to Asians in return for silk for Europeans. It was the first time that goods and people from every corner of the globe were connected in a single worldwide exchange. Much as Columbus created a new world biologically, Legazpi and the Spanish empire he served created a new world economically. As Charles C. Mann shows, the Columbian Exchange underlies much of subsequent human history. Presenting the latest research by ecologists, anthropologists, archaeologists, and historians, Mann shows how the creation of this worldwide network of ecological and economic exchange fostered the rise of Europe, devastated imperial China, convulsed Africa, and for two centuries made Mexico City—where Asia, Europe, and the new frontier of the Americas dynamically interacted—the center of the world. In such encounters, he uncovers the germ of today’s fiercest political disputes, from immigration to trade policy to culture wars. In 1493, Charles Mann gives us an eye-opening scientific interpretation of our past, unequaled in its authority and fascination. From the Hardcover edition.
By Dreamways Soft
Some journeys are made in straight steps; this is not one of them. By Dreamways Soft is the diary of two decades of wonderfully odd adventures and strange pathways taken unexpectedly, each one revealing something different. From short sketches to detailed portraits in word, emotions and thoughts spill out as the reader passes time here, soaking in a slightly different world than average, slightly more than real.
One Thousand Six Hundred Thirty Three
Hurtled back in time into the Thirty Years War by an unknown force, Mike Stearns and his fellow West Virginia coal miners join forces with the king of Sweden to form the Confederated Principalities of Europe and take on the scheming Cardinal Richelieu as they struggle to rescue Mike's wife from war-torn Amsterdam and his sister from the Tower of London.